Actuary

Earnings yield gap model

2009-05-04T20:49:00.000+08:00

薄+險

2008-12-24T15:54:00.000+08:00

冰霜薄, 人情更薄.
華山險, 人性更險.

王光良

2008-11-30T12:24:00.003+08:00

約定

愛我別走

第一次

童話

中華民族

2008-11-12T21:09:00.001+08:00

過去百年歷史，中華民族哀傷事多，美麗事少；作為港澳人士，我地冇能力減少中華民族過去慨哀傷，卻有能力為佢加添一分美麗。

曹仁超

Back to HK

2008-02-16T13:57:00.002+08:00

終於返香港, 蘇黎世真係好悶. 不過, 慳返d$都ok. 頂多兩星期, 耐d都想死...

去左成個月先知咩叫香港是我家, 鬼佬地方真係差.

又要讀書加做野仲要陪下女.

陈百强

2007-12-05T11:22:00.001+08:00

陳百強一生何求 LIVE (1990第十二屆金唱片頒獎典禮)

陈百强一生何求王杰/吕方惦记着一些

陳百強念親恩 in Concert 91

陳百強- 至愛 mtv (1986)

偏偏喜歡你--陳百強

陳百強- 我的故事 (MTV)

我們的愛

2007-12-05T11:17:00.001+08:00

Swire 2/f Gap film

2007-11-06T18:57:00.000+08:00

Busy for work

2007-08-08T12:22:00.001+08:00

Yesterday I just had a meeting with my boss, good impression but still have room to improve.

Busy for August, can I go to have fun in Macau? Maybe have to delay...

Have to put heavy effort on new pricing standards to understand, understand and understand. Region-wide meetings in September could be challenging if not killing...

Study Study and Study.

jacky to joyce

2007-06-26T22:47:00.000+08:00

http://www.youtube.com/watch?v=zN11SoZBS7Y

價格與價值

2007-06-02T23:12:00.000+08:00

燒鵝肶既味道, 豆腐渣既價錢.

「有所作為」

2007-05-27T10:52:00.000+08:00

「冷靜觀察、站穩腳根、沉著應付、韜光養晦、善於守拙、絕不當頭」
...
「有所作為」

will

2007-05-10T00:11:00.000+08:00

Where there's a will there's a way

了

2007-04-30T22:23:00.000+08:00

天下事了猶未了,何不以不了了之.

見了便做, 做了便放下, 了了有何不了?

Good Karma 善因緣

2007-04-06T10:43:00.000+08:00

Good Karma
善因緣
This is a nice reading, but short. Enjoy! This is what The Dalai Lama has to say for 2005. All it takes is a few seconds to read and think over. Do not keep this message. The mantra must leave your hands within 96 hours. You will get a very pleasant surprise. This is true for all – even if you are not superstitious… or of whatever religious belief… Faith…
這篇文章不長，但卻雋永奧妙，請好好賞讀。這是達賴喇嘛針對2006年所發表的談話。您唯一需要做的是花點時間閱讀，並做一番省思。別把這則訊息留置在手中；96小時內，這則曼特羅必須從您手中傳遞出去。它會讓您遇到驚喜不置的事情。不論您是否迷信……持有何種信仰……皈依何種宗教……這一點對任何人都一樣。

1. Take into account that great love and great achievements involve great risk.
要考慮到，濃情烈愛與豐功偉業都蘊含著極大的風險。
2. When you lose, don’t lose the lesson.
即便失敗了，也別錯過其中的教訓。
3. Follow the three R’s: Respect for self, Respect for other’s and Responsibility for all your actions.
遵守三個原則：尊重自己；尊重他人；為個人一切行為負責。
4. Remember that not getting what you want is sometimes a wonderful stroke of luck.
別忘了，塞翁失馬，焉知非福。
5. Learn the rules so you know how to break them properly.
先弄懂規則，才會知道該如何適切地打破成規。
6. Don’t let a little dispute injure a great relationship.
別讓小小的爭執傷害到深厚的關係。
7. When you realize you’ve made a mistake, take immediate steps to correct it.
發現自己犯了錯的時候，立即採取補救措施。
8. Spend some time alone every day.
每天花點時間獨處。
9. Open arms to change, but don’t let go of your values.
擁抱變革，但也要堅守個人價值觀。
10. Remember that silence is sometimes the best answer.
請牢記在心，保持緘默有時候是最好的答覆。
11. Live a good, honorable life. Then when you get older and think back, you’ll be able to enjoy it a second time.
生活誠實正直．那麼，老來回首前塵時，就可以重溫生之喜悅。
12. A loving atmosphere in your home is the foundation for your life.
家中氣氛和諧安樂，即是您這一生的基石。
13. In disagreements with loved ones, deal only with the current situation. Don’t bring up the past.
和親人意見相左時，請就事論事，別翻舊帳。
14. Share your knowledge. It’s a way to achieve immortality.
和他人分享知識。這是永垂不朽的途徑之一。
15. Be gentle with the earth.
善待地球。
16. Once a year, go someplace you’ve never been before.
每年拜訪一個您從未履足過的地方。
17. Remember that the best relationship is one in which your love for each other exceeds your need for each other.
請記住，所謂的最佳關係是指，雙方對彼此的愛凌駕在雙方對彼此的需索之上。
18. Judge your success by what you had to give up in order to get it.
看看您在成功之前必須放棄多少，就足可衡量成功的程度。
19. Approach love and cooking with reckless abandon.
愛和烹飪之道即在恣情任性而為。

審慎理財投資自救

2007-03-26T14:13:00.000+08:00

另一個網友「閒人」就咁講：「我有個朋友同我同年，大家廿零歲大學畢業，佢去一家銀行打工，而我就去一間顧問公司做工程師，大家收入差唔多(無論當時定係依家)，差唔多十年下來，我除一層供緊樓(唔係負資產)之外，乜都無；相反朋友有超過一百萬現金同股票組合。點解收入差不多，我地兩人相差咁遠呢?

「我過去差唔多十年，將賺番錢去買車、去娛樂，唔去儲蓄同投資，但去炒股。朋友就十分慳，好少去娛樂消費，將賺番錢去買大隻股如豐，又或者月供股票，初時我仲笑佢買幾萬銀股票，一年先收番千幾二千。不過，我同佢差距就正正係由呢千幾二千蚊開始。」

以下內容色情嗎?

2007-03-24T10:34:00.000+08:00

“臨過之時,西門慶把婦人屁股只一扳,麈柄盡沒至根,直抵于深异處,其美不可
當。于是怡然感之,一泄如注。婦人承受其精,二体偎貼。良久拽出麈柄,但見猩
紅染莖,蛙口流涎,婦人以帕抹之,方才就寢。一宿晚景題過。”

其實以上文字源於中國古代名著:金瓶梅
第五十二回　應伯爵山洞戲春嬌潘金蓮花園
調愛婿

媾女藥方

2007-03-19T10:26:00.000+08:00

金谷堂媾女藥方
藥方（只適合男士服用）
‧ 沙膽一個，面皮五層
‧ 大鼻一個，夠薑九斤
‧ 甜言大量，蜜語大量
‧ 肌肉六塊，鬼馬適量
‧ 幽默適量
‧ 牙骱一副
‧ 大癲大肺一個
‧ 風流少許
‧ 鹹濕少許
‧ 金錢大量

煮法：將以上材料包裝好，用耐性煲一輪，火候要掌握得宜。因此藥藥性剛烈，稍一不慎，會爆煲傷人。

成就型 (Achiever)

2007-03-18T16:00:00.001+08:00

ANNA第三型：成就型 (Achiever)

你精力充沛，總是動力過人，因為你有很強的爭勝慾望！你喜歡接受挑戰，會把你自己的價值與成就連成一線。成就型的你會全心全意去追求一個目標，因為你相信「天下沒有不可能的事」。動力十足的你，最好做 leader帶領其他人啦！

認識自己是改善自己的第一步，所以我們不會在此停下來！以下來的幾期內容， Anna會進一步分析你的人際相處、情緒處理、處事風格等 … … 讓你更了解自己，改進自己，不容錯過！

投資精句

2007-03-15T23:51:00.000+08:00

快錢唔長,長錢唔快

Steve Job way of life

2007-03-14T23:40:00.000+08:00

「把每一天都當成生命中的最後一天，有朝一日你就會找到正確的路。」

http://news-service.stanford.edu/news/2005/june15/jobs-061505.html

蘇格拉底之名句

2007-03-12T17:34:00.000+08:00

蘇格拉底之名句:

「By all means, marry. If you get a good wife, you'll become happy; if you get a bad one, you'll become a philosopher.」

「I am the wisest man alive, for I know one thing, and that is that I know nothing.」

「Let him that would move the world first move himself.」

Today's word

2007-03-04T19:49:00.000+08:00

Defining the problem, is part of solving it!

Sony 創辦人盛田昭夫

2007-03-02T14:59:00.000+08:00

Don't be afraid to make a mistake. But make sure you don't make the same mistake twice.

Sony 創辦人盛田昭夫

是日金句

2007-02-26T20:12:00.001+08:00

High expectations are the key to everything.

A good place to learn

2007-02-23T09:09:00.000+08:00

等待既過程，係有d痛苦既

Everything happens twice

2007-02-22T23:48:00.000+08:00

Everything happens twice: first in your mind, second in reality!

機會

2007-02-20T17:59:00.000+08:00

機會是為有預備的人而預備.

小富由儉

2007-02-18T10:47:00.001+08:00

中國人有云小富由儉，似乎所言非虛

阿蟲

2007-02-16T14:05:00.000+08:00

昂首挻起胸,信念在心中;
逆境何足懼,誓不露愁容.

--阿蟲

offer

2007-02-14T23:09:00.000+08:00

Got offer, hope my gal got offer soon.

Go Go Go

2007-02-09T11:12:00.000+08:00

Go Go Go!

我會做好呢份工

2007-02-08T09:55:00.000+08:00

地盤工人：「我會鑽好呢個窿！」

氣功師：「我會發好呢次功！」

八達通公司：「我會整好八達通！」

天文台：「我會測好呢個風！」

整容醫：「我會隆好呢個胸！」

鐘錶師傅：「我會整好呢個鐘！」

廚師：「我會爆好呢碟蔥！」

麻將腳：「我會碰好呢隻東！」

白領：「我會五點九就鬆！」

出了成績

2007-01-25T14:08:00.000+08:00

成績出了, 只及預期的下限. 但亦不為差, 下個SEM可以更好.

希望見工成功,不成功便成仁.

范謀士:哀兵必勝.

通渠佬人工高過 IT 人

2007-01-18T09:26:00.000+08:00

HSBC 請 IT 部門員工吃「肥雞餐」，香港 IT 人不再馨香？ IT 人「 Support 」指，他公司的廁所近日爆糞渠，請通渠佬上門收拾殘局，三小時收 3,000 元；同一時間公司的電腦系統故障，找電腦專才維修，三小時收 1,500 元，「大學畢業加專業資格，收費仲平過小學生！」

快閃

2007-01-15T10:46:00.000+08:00

http://www.youtube.com/watch?v=bj0Ma2CsHME&eurl=

Exam C Passed!

2007-01-13T10:47:00.000+08:00

等多個禮拜有grade.
再多一個禮拜有exam result.
然後就搵工.

超仁的格言

2007-01-11T16:16:00.000+08:00

They always learn their lesson the hard way！蠢人做傻事冇法阻.

Please do not do that

邢李火原

2006-12-26T17:32:00.000+08:00

Act like him.

STAT2306

2006-12-23T23:11:00.000+08:00

A+

古語云:哀兵必勝

STAT2808

2006-12-21T12:57:00.001+08:00

A+

STAT2803

2006-12-19T23:53:00.000+08:00

A-

STAT2806

2006-12-18T21:12:00.000+08:00

A+

STAT2805

2006-12-15T19:05:00.001+08:00

A+

阿女麻生日快樂

2006-12-12T23:26:00.000+08:00

阿女麻,生日快樂!你唔係度,好掛住你!

working very hard

2006-12-12T20:11:00.000+08:00

working hard for exam

自我暗示時間

2006-12-09T22:30:00.001+08:00

心理學上有自我暗示呢會事,而家等我體會下.

2803 --- 超級勁易, 我一定攞A+
2805 --- 點會唔掂, 我一定攞A+
2806 --- 一字咁淺, 我一定攞A+
2808 --- 十拿九穩, 又要迫我攞A+
2306 --- 勁呀, 攞埋A+就四分

自我暗示: 嘩, 考試好易, 易易易.

我好鐘意精算

2006-12-05T23:53:00.000+08:00

我好鐘意精算!

=.=考試前要開始麻醉自己!!

大叫: 我好鐘意精算! 我好鐘意精算! 我好鐘意精算! 我好鐘意精算! 我好鐘意精算! 我好鐘意精算!

估計=.=溫書時我會沒那麼難過=.=.........

不過先要ko功課呀 ...唉............

source: http://www.xanga.com/irisauau

ｏ架仔最賤格

2006-11-30T10:27:00.001+08:00

ｏ架仔最賤格.

房子好過男人

2006-11-25T00:30:00.000+08:00

房子好過男人：
1 、房子比男人單純 ─ ─ 它就是一套房子，不是別的甚麼，從不自命不凡地證明它和別的房子有何不同。
2 、房子比男人誠實 ─ ─ 它從來不會花言巧語，不會假裝，對它不用像對男人一樣，必須從言行中分析他究竟是頭狼還是頭羊。
3 、房子比男人忠心 ─ ─ 打開門的一剎那，它永遠是你早上離開的樣子，不會像男人般，早上還情意綿綿，夜晚眼神就盯上了別的漂亮美眉。
4 、房子比男人好對付 ─ ─ 愛怎樣打扮它就怎樣打扮，天天新花樣也沒意見，五天不打掃也隨便，從頭到腳給它掛滿 hello kitty ，也不聲不響。
5 、房子它比男人堅強 ─ ─ 你愛上別人、丟了工作、虧了股票，又或倒了楣，房子照舊淡定，男人難保不暴跳如雷，他們會嫉妒、會猜疑、會恐懼，甚至會溜走。
6 、房子比男人癡情 ─ ─ 它是你的就是你的，不必擔心背叛；倒是你哪天厭倦了賣掉它，它也無怨無悔。真是俗話說的「被賣了還替人數票子」。
7 、房子比男人開朗 ─ ─ 哪怕你迷失自己，不願歸家，它仍舊耐心等待，永遠敞開懷抱歡迎你歸來。就算甩了它，也一點不用擔心它會糾纏不清。

Short Term Goal

2006-11-24T15:48:00.000+08:00

My short term goal:
1. 考試
2. 油阿女麻間房
3. 搬枱
4. 買枱燈, 仲要係3M果隻, 不過好貴
5. 還錢

Job Hunting

2006-11-20T17:52:00.000+08:00

No secure place at manu. Have to find job soon.

After visiting you on sunday, I finally can saw you in my dream. You cooked for me. Thank you. Unyoung, I love you forever.

Exam Timetable

2006-11-15T15:02:00.000+08:00

Dec 15 FRI 2:30 pm - 5:30 pm STAT2805 Credibility Rm 2 Library Ext.
Dec 18 MON 2:30 pm - 5:30 pm STAT2806 Financial economics Rm 217 Main Bldg.
Dec 19 TUE 9:30 am - 12:30 pm STAT2803 Stochastic models Flora Ho Sports Ctr.
Dec 21 THU 9:30 am - 11:30 am STAT2808 Derivatives markets Rm 103 Main Bldg.
Dec 23 SAT 2:30 pm - 4:30 pm STAT2306 Business logistics Loke Yew Hall

寧欺白鬚公，莫欺少年窮。

2006-11-14T15:32:00.000+08:00

寧欺白鬚公，莫欺少年窮。

唔少炒家都係水過鴨背。

精明嘅揸家利潤才驚人。

Test and Exams

2006-11-10T21:45:00.000+08:00

Just finish those tests and exam. Relaxed.

Babe, when you back, I will repay my passion for you .... with interest.

Interest rate is oo

Exam C

2006-11-06T23:38:00.000+08:00

Today I have my Exam C passed, almost surely.

One step further to become an actuary.

要努力.

我們的愛

2006-10-27T04:34:00.000+08:00

http://www.youtube.com/watch?v=qoAtNnN7vjA

Grandma

2006-10-02T21:47:00.000+08:00

My photo with grandma 3 years ago.

Grandma

Nov 5, 2003 - 1 Photo

One Month

2006-09-25T23:11:00.000+08:00

你走了剛好一個月,很想你. 昨晚, 你聽見嗎?

阿J,我都很想你.

My job is fucking difficult to do.

無聲勝有聲

2006-09-23T23:26:00.000+08:00

無聲勝有聲,原來是對的.

今天很冷清

2006-09-21T23:33:00.000+08:00

Dear Grandma,

今天很想妳,你在何方?
可以回來探我嗎?

Grand Son

Grandma, bye bye

2006-08-27T00:33:00.000+08:00

Grandma bye bye.

25-8-2006 20:27

See you after 60 years!

My grandma

2006-08-24T23:10:00.000+08:00

Finally, you have to leave.
In fact, I remember that this year the feeling of your leave appeared in my mind many times, but finally it comes true.
I miss you. I miss everything from you. I cried for you many times today. I bet I will not cry as many times as your leave for another person in my life.
I will listen to you:
1. sleep early
2. study hard
3. get married
4. be responsible
I want to see you in the future, no matter you are in hell or heaven. In hell, we suffer together, in heaven, we can live happy together.

Please leave peacefully, I do not want you to suffer. Leave now, we will arrange everything for you. I will visit you, you won't be alone.

When you see grandfather, tell him I love him too.

I Love You Forever, my dearest grandma ma.

Reinsurance

2006-08-13T22:45:00.000+08:00

I want to work in Reinsurance industry.

Save $ -> US

2006-07-31T21:26:00.000+08:00

Got the best that I am most satisfied. Have to save $ for Oct trip. Study hard for Exam C.

Time to start

2006-07-20T23:02:00.000+08:00

It's time to take action! Forget the past.

Work @ MassMutual

2006-06-28T21:34:00.000+08:00

Left Philips - philips is the best company I have been working for.

Go to MassMutual, my work is boring. But it's good to get some actuarial experience.

Work @ Philips

2006-06-15T12:40:00.000+08:00

It's good to work at philips. People are good. Work are exciting. I could learn a lot from here. Hope to work through the project well.

Got a reply from an insurance company. New challenge.

philips

2006-06-08T20:35:00.000+08:00

Just got a job from philips. Not bad.

My test result

2006-05-24T13:52:00.000+08:00

You scored as Mathematics/Statistics. Related majors that match your highest scored category: Accounting, Actuarial Science, Computer Engineering, Computer Information Systems (CIS), Computer Science, Economics, Engineering, Finance, Management Information Systems (MIS), Mathematics, Operations Management, Physics, Risk Management, Statistics.

Consider all majors in your OTHER high scoring categories. The right major for you will be something 1) you love and enjoy and 2) are really great at it. Consider adding a minor or double majoring. Please post your results in your myspace/blog/journal.

Mathematics/Statistics

100%

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75%

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69%

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63%

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56%

HR/BusinessManagement

50%

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44%

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38%

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38%

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38%

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25%

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Visual&PerformingArts

WHAT MAJOR IS RIGHT FOR YOU?
created with QuizFarm.com

Mr Lam

2006-03-05T21:30:00.000+08:00

無錢娶豪門女激勵林森池變股王
關慧玲

第一代證券分析師林森池近期揚言「豪」捐數十億元給母校港大，比城中富豪李嘉誠的
十億還要多，不過兌現期要在二○六○年，成為一時熱話。出此豪情壯語的林森池，本
身憑獨到眼光和努力，從草根階層一直往上爬，從交不起學費，到今日成為大學「最豪
捐款人」，他的人生轉捩點，竟是一段與千金小姐無法開花結果的傷心故事。打滾證券
界數十年，林森池得道的不二法門，依然是：致富非僥倖。

林森池從不穿名牌，行裝低調得像個在公園見到的阿叔，多過一個有錢佬。最矚目的，
只有身上纏?的兩個大腰包，裝?水、銀包、手機和藥品，是他數十年的習慣。

「我好discipline(整齊)，東西鍾意歸類擺放，一找就找到。」他拍拍身前的腰包笑
說。擅於整理，是多年在工作中訓練得來的紀律，幫他在證券分析場上過關斬將。

69年買?豐初嘗甜頭

「小時候住在連廁所也沒有的木屋，最記得母親常說：『學費是好辛苦借來的，你要用
心讀書』。」大學唸歷史，畢業後順理成章做教師。

林森池每個月節衣縮食，教書兩年才儲到買股票的萬多元「入場費」，「那時是六九
年，?豐是四十股一手，市價二百八十元。」買入後，?豐宣布每一股送一紅股，除淨
後，股價又急速回升至二百多元，前後三個月，股票竟升值一倍，令他初嘗「坐?度有
錢收」的興奮感覺，為得到更大回報，他「的起心肝」成立資料室，用從前唸歷史時的
研究方法，搜集並整理不同公司的營運狀況，不夠錢，就以買碎股來得到公司年報。

郎才女貌只歎莫財

本來，教書跟投資並存沒甚麼不好，但人生的另一次打擊，令他立定決心轉行

林森池年輕時，外形俊朗，更有點似張國榮，吸引了來自本地名門望族的女同學，拍起
拖來，雖說郎才女貌，但由於家世懸殊，二人相戀一直飽受壓力，但林森池很堅持，到
真要談婚論嫁，遭到女友家人極力反對，擔心林森池養不起老婆。「後來女友離開了
我……」林竭力說得輕描談寫，但記者仍隱隱感受到失戀的那份痛，想再追問，他沉?
臉一股腦兒搖頭，「原來無入息，就無地位，不過，這件事的確激勵了我。」低沉了一
段日子，林森池下定決心，不要再叫人看不起。

七一年，英國唯高達( Vickersda costa)來香港聘請分析員，林森池把握這個機會，
從資料室帶來一大疊分門別類的公司資料去見工，唸歷史的林森池在百多個申請者中脫
穎而出，成功加入證券界。

當年做證券分析的人不多，林森池唯有從英國人身上偷師，後來他自己做分析，最開心
是聽到對方一句話「怎麼你的結果跟我們內部的這麼相近？」

What you will be asked during interview?

2006-01-12T09:37:00.000+08:00

Tell me about yourself.
Why do you want to be an actuary?
How did you study for your exams?
Why haven't you taken/passed exams yet?
What were your scores on these exams?
Tell me about a time where you had to work hard to achieve your goals.
Tell me about a time when you worked in a group and:
had a member that was difficult to work with.
failed.
succeeded.
What do you do in (organization/activities on resume).
What are your strengths?
What are your weaknesses?
Where do you see yourself in 5/10/20 years from now.
What are your goals in life?
Why should I hire you/ Why do you want to work for (our company).
What do you do in your free time?
What do you think about (some current event).
Do you consider yourself a team worker or an individual worker?
Tell me about a time when you were the leader of a project/demonstrated leadership.
How familiar are you with Excel and Access?
What languages can you program in?

Exam FM passed

2006-01-08T22:30:00.000+08:00

I just read SOA website that I passed exam FM, my second actuarial exam!
Progressing to my third actuarial exam, I hope to finish part of it this week.

Nine Reasons for not studying Actuarial Science

2005-12-24T18:37:00.000+08:00

Not from me, take a look.
九個不入精算的理由 ── 一個精算學生的自白

1. 除非你合埋眼都可以AL Pure math拿A, 否則不要入精算
2. 如果想從商, 請入Global Business
3. 如果想搵錢, 請讀醫。Law也不錯 (看看黃仁龍, 身家有幾千萬)
4. 如果對數學有興趣, 請報美國大學, 再拿恆生獎學金, 或者可以拿李兆基獎學金去牛津
5. 如果想隨便拿個First hon畢業, 請讀E&F, 因為E&F的人整天不知將自己身子往哪處放
6. 如果想識女仔, 請不要入精算, 因為這裡無, 就算有也不好
7. 告訴別人讀精算, 不夠派頭。外人不知道何謂精算, 甚至會以為你只是拿著算珠計加減乘除速算。告訴別人讀醫或讀Law, 威水得多。
8. 精算系的一眾教授樣版式的面孔和呆呆的眼神會令你受不了。他們共有的M字頭, 也會令你對將來感到憂心
9. 精算師工作時間長, 壓力大, 賺了錢, 勞壞了身子, 得不償失。辛苦命賺辛苦錢, 吃力不討好

Time is precious

2005-12-05T22:18:00.000+08:00

今日歌
今日復今日，今日何其少！
今日又不為，此事何時了？
人生百年幾今日，今日不為真可惜！
若言姑待明朝至，明朝又有明朝事。
為君聊賦今日詩，努力請從今日始。

時光
江無回頭浪，人無再少年。年華若虛度，老來恨不淺。
時光容易逝，歲月莫消遣。碌碌36而無為，生命不值錢。

惜陰
古人惜寸陰，貴於惜黃金。光陰金難買，黃金失可尋。
大禹惜寸陰，陶侃惜分陰。吾輩方少年，更應惜秒陰。

Exam FM

2005-11-12T22:46:00.000+08:00

I have checked the FM answer on web and I think I perform not bad. With luck.

Critical Reasoning
Physics
Statistics
English

Assignments.

Exam FM

2005-11-11T13:00:00.000+08:00

The Exam FM is out of my expectation putting heavily on concept type questions.
The math is easy but the concepts are difficult.

Exam M + C.

The linux server's harddisk always crash.

Linux Server

2005-10-03T19:52:00.000+08:00

My linux server down tonight.

Extra service provided.

The new 320G hard disk is not very reliable now.

Check it later.

fsck /dev/hdd1
fsck /dev/hdd2
fsck /dev/hdd3

IT!~

2005-02-19T23:45:00.000+08:00

phuket

Actuary

Earnings yield gap model

薄+險

王光良

中華民族

Back to HK

陈百强

我們的愛

Swire 2/f Gap film

Busy for work

jacky to joyce

價格與價值

「 有 所 作 為 」

will

了

Good Karma 善因緣

審慎理財 投資自救

以下內容色情嗎?

媾 女 藥 方

成 就 型 (Achiever)

投資精句

Steve Job way of life

蘇格拉底之名句

Today's word

Sony 創 辦 人 盛 田 昭 夫

是 日 金 句

A good place to learn

Everything happens twice

機會

小富由儉

阿蟲

offer

Go Go Go

我會做好呢份工

出了成績

通 渠 佬 人 工 高 過 IT 人

快閃

Exam C Passed!

超仁的格言

邢 李 火原

STAT2306

STAT2808

STAT2803

STAT2806

STAT2805

阿女麻生日快樂

working very hard

自我暗示時間

我好鐘意精算

ｏ架仔最賤格

房 子 好 過 男 人

Short Term Goal

Job Hunting

Exam Timetable

寧欺白鬚公，莫欺少年窮。

Test and Exams

Exam C

我們的愛

Grandma

One Month

無聲勝有聲

今天很冷清

Grandma, bye bye

My grandma

Reinsurance

Save $ -> US

Time to start

Work @ MassMutual

Work @ Philips

philips

My test result

Mr Lam

What you will be asked during interview?

Exam FM passed

Nine Reasons for not studying Actuarial Science

Time is precious

Exam FM

Exam FM

Linux Server

「有所作為」

審慎理財投資自救

媾女藥方

成就型 (Achiever)

Sony 創辦人盛田昭夫

是日金句

通渠佬人工高過 IT 人

邢李火原

房子好過男人